Apple plans to start its U.S. iPhone leasing program on a confirmed start day through the Apple Upgrade Program. The service partners with a financing partner for spread-out costs. It targets buyers amid increased spending levels after Apple raised Mac costs recently. Users may pick regular bills instead of buying up front. Leased iPhones can be restricted from use if terms are broken. Apple includes linked settings in upcoming iOS version. Some shoppers are unsure how leasing compares to buying outright. Critics highlight that disablement limits flexibility if plans fall behind. Supporters say leasing softens first bill and makes refreshes easier. The plan matches Apple's launch rhythm as iPhone prices climb device by device. Shoppers ought to compare before signing on.